Affordable Car Insurance in Bristol, TN. Quotes From Multiple Carriers


Your car gets you to work, to school, and everywhere in between. Protecting it with the right auto insurance is one of the smartest decisions you can make, and at Jim Embree Insurance in Bristol, Tennessee, we make that decision easy. We shop multiple top-rated carriers on your behalf so you get the best coverage at a rate that fits your budget, without spending hours on the phone comparing policies yourself.


As a family-owned insurance agency with over 40 years of experience serving Bristol and the surrounding area, we know that no two drivers are the same. A teenager getting their first license, a family with multiple vehicles, a commuter putting serious miles on the road every week—each situation calls for a different approach. That is why we take the time to learn about your specific needs before recommending a policy.

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Ready to find a better rate? Call Jim Embree Insurance today at (423) 968-5550 for your free, no-obligation car insurance quote in Bristol, TN.

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Auto Insurance Coverage Options We Offer


Car insurance is not one-size-fits-all, and the state minimum is not always enough to fully protect you and your family. At Jim Embree Insurance, we help Bristol drivers understand all of their options and choose the coverage levels that make the most sense for their situation. We work with leading carriers, including Progressive, Liberty Mutual, Grange, Haulers, National General, Geico, and Hartford, to find you the right match.


Coverage options we can help you explore include liability coverage, which protects you if you are at fault in an accident. Collision coverage helps pay for damage to your vehicle after a crash, while comprehensive coverage protects against theft, weather damage, and other non-collision events. We can also help you add uninsured and underinsured motorist protection, medical payments coverage, and roadside assistance to your policy.


If you have multiple vehicles in your household, ask us about multi-car discounts. Bundling your auto insurance with a home or other policy can also help you save significantly on your overall premium.

Why Bristol Drivers Trust Jim Embree Insurance


Shopping for car insurance on your own can feel like a full-time job. There are dozens of carriers, hundreds of coverage combinations, and fine print that is easy to miss. When you work with Jim Embree Insurance, you skip all of that. We do the comparison shopping for you, explain your options in plain language, and make sure you leave with a policy that actually protects you — not just the cheapest option that checks a box.


We have been a trusted part of the Bristol, Tennessee, community since 1983. Our clients are not just policyholders — they are our neighbors, and we treat them that way. When you have a question or need to make a change to your policy, you reach a real person who knows your name and your coverage.


Our office is conveniently located at 1225 Bluff City Hwy, Bristol, TN, and we are open Monday through Friday, 8:30 AM to 5:00 PM. Appointments are also available at your convenience.

Red toy car on car insurance policy paperwork with a hand and key in the background

Do not settle for a policy that leaves you guessing. Jim Embree Insurance is Bristol's trusted car insurance agency, and we are here to make sure you and your vehicle are fully protected. Call us today at 423-968-5550, email info@jimembree.com, or stop by our office on Bluff City Hwy. Your free quote is just one call away.